Representative APR: 535%​

Warning: Late repayment can cause you serious money problems. For help, go to

Our commitment to you.

At Satsuma, it’s our aim to provide high standards of customer care and satisfaction. We may sometimes fail to satisfy you and if this happens we’ll try to resolve the issue as quickly as possible.

Below gives you the details of how to get in touch by phone, post and email or you can complete our online form. 

In order to help us respond quickly to your complaint, please include

  • Your name and address
  • Your customer number
  • A clear description of your complaint
  • Details of what you would like us to do to resolve your complaint
  • Copies of any relevant documents
  • Your preferred daytime telephone number

Get in touch


0800 694 0004

Monday - Friday 8am - 8pm

Saturday 8:30am - 5pm


Please complete the fields below if you've had a loan with us before. It'll help us to find your account and deal with your enquiry more effectively.


Customer Relations - Satsuma Loans - 1 Godwin Street, Bradford, BD1 2SU

Our complaints process

Our complaints process

It’s our aim to investigate your complaint competently and impartially so we can fairly assess and address your concerns.

We aim to deal with your complaint as soon as it you make us aware, but in some instances we may need more time to investigate your complaint. We’ve outlined below the timescales we aim to respond in:

We aim to resolve your complaint within three working days of getting it. If we’re able to resolve your complaint within this timescale, a letter will be sent to you and your right to refer to the Financial Ombudsman Service will be included.

If we’ve not resolved your complaint within three working days, we’ll:

  • Acknowledge your complaint in writing within five working days of your complaint being received.
  • If we’ve been unable to provide a full response to your complaint by day 28 we’ll write to you again to confirm our investigations remains on-going.
  • In the unlikely event of us not being able to provide you our final response within 56 days (eight weeks), we’ll write to you with a progress update and will also include details on how to refer your complaint to the Financial Ombudsman Service.

Our final response to you will set out clearly our investigation of your complaint, our decision and any remedial action which is appropriate to your individual circumstances.

If you remain dissatisfied with our decision

You’ll have six months from the date of our final response to refer your complaint to the Financial Ombudsman Service.

The Financial Ombudsman Service is a free independent and impartial intermediary body that investigates complaints between individual customers and companies when they are not able to resolve the complaint between them.

The Financial Ombudsman Service details are noted below:

The Financial Ombudsman Service

Exchange Tower


E14 9SR


Online Dispute Resolution (ODR)

Under EU regulation, from 15 February 2016, for products and services bought online (or by other electronic means) you have the right to refer any complaint to (ODR) who can put you in touch with the right body to help resolve your complaint.

As we’re a UK financial services business, the ODR will still refer you to the Financial Ombudsman Service as the alternative dispute resolution body. The Financial Ombudsman Service will refer you back to our complaints process unless you’ve already been through this.

So you might prefer to go straight to the Financial Ombudsman Service after you’ve been through our complaints process.

If you decide to use the ODR platform, when you complete the form online please include the following e-mail address as our contact point: