Representative 535%​ APR.

Warning: Late repayment can cause you serious money problems. For help, go to

As a new customer with Lending Stream, you may be able to borrow between £50 and £1,500. But you have a maximum of just 6 months to repay the loan. Satsuma loans however start from £100 - £1,000, subject to affordability with options of borrowing over 3 to 12 months. 

Why choose Satsuma?

A Satsuma loan is different to a loan from Lending Stream in some ways. As a new customer of ours, we could lend you up to £1,000, subject to affordability compared to £1,500 from Lending Stream. If you need a smaller amount over a longer period, then Satsuma are one alternative. And you have the option to repay your loan over 1 year rather than 6 months. We also offer the options of repaying weekly or monthly.

Check before you apply

All lenders, including Lending Stream and Satsuma, carry out a hard credit search when they consider your loan application. This appears on your credit report. And you have no idea if you will be accepted for a loan before you apply. At Satsuma, you can see if you’ll be accepted before you apply without affecting your credit rating*.

We do this using a 'soft' credit search. This doesn't appear on your credit report. If however after doing this you decided to complete a full application, we will then complete a full credit check which leaves a mark on your credit file irrespective of whether you take out a loan from us or not.

How it works

We check your info

It's not a full application so we only need a few details

Protect your credit score

No matter the result, it won't affect your credit score unless you choose to apply

Give you your result

You'll find out in 60 seconds. We'll need to check your details if you choose to apply*

Try our loan calculator


Applying for a Satsuma loan?

Applying for a loan from Satsuma is a three step process:

  1. Use our loan calculator to see how much your repayments will be on the sum you want to borrow.
  2. Click to see if you’ll be approved before you apply
  3. Complete the full online application.

*Unless you choose to apply, approval for a Satsuma Loan is subject to successful completion of affordability and identity checks. Satsuma Loans are only available to UK residents who are at least 18 years of age and have a valid UK bank account and debit card.