Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

MyJar offer short term loans over fixed periods of three, six, twelve or twenty-four months. The maximum amount you can borrow depends on the repayment period you choose. Loans are subject to status and late payment fees are charged if the payment due date is missed.

What do Satsuma offer?

Like MyJar, Satsuma too is a direct lender. This means you deal directly with us and not a broker or middleman. However, in other ways Satsuma and MyJar are different.

No fees

When you take out a loan with Satsuma you’ll only ever pay back the amount you agree upfront. We never charge additional fees. And there are no nasty surprise charges lurking in the small print. You may recall MyJar will charge for late payment. Satsuma will never ask you to do this. If you find yourself in difficulties simply call our customer services team and we will do our best to help you get back on track.

Borrow up to £1,000

As a new Satsuma customer you may be able to borrow from £100 to £1,000 (subject to affordability). You can also choose to repay your Satsuma loan over a period of three to twelve months.

SmartCheck: Check your eligibility before you apply

Are you wary of making a loan application? Not sure if you are eligible for a loan? Or maybe you've had credit issues in the past. If so you can use SmartCheck.

SmartCheck will tell you in a few moments whether you are eligible for a Satsuma loan and how much you could borrow, without affecting your credit rating*. SmartCheck isn't an application for a loan. There are only a few questions to answer and it only takes a few minutes to use the tool.

You will receive the result within a minute and you can then decide whether to carry on and make an application.


How does SmartCheck work?

We check your info

It's not a full application so we only need a few details

Protect your credit score

No matter the result, it won't affect your credit score unless you choose to apply

Give you your result

You'll find out in 60 seconds and we'll tell you how much you could borrow. We'll need to check your details if you choose to apply*

Try our loan calculator


Choose weekly or monthly repayments

When you take out a loan with Satsuma you have the choice of making your repayments on a weekly or monthly basis. This enables you to schedule your repayments to suit your own circumstances.  This may be your preferred option if you receive your wages on a weekly basis.

Weekly payments can allow you to spread the loan out over smaller instalments and could help if you get paid weekly.

If you receive a monthly salary you may find a monthly repayment schedule suits you more, but with Satsuma you have the flexibility to choose a payment schedule that suits you.


*Unless you choose to apply, approval for a Satsuma Loan is subject to successful completion of affordability, fraud, identity and money laundering checks. Satsuma Loans are only available to UK residents who are at least 18 years of age and have a valid UK bank account and debit card.


Representative example: £480 loan repayable over 9 months. 9 monthly repayments of £106.56. Rate of interest 133.1% p.a. fixed. Representative 535% APR. Total amount payable is £959.04