Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

We aim to give an instant decision

At Satsuma Loans we understand that when you need a small loan, whatever the reason, some of the first things on your mind are, ‘how soon will I get a decision?’ and ‘when will the money be in my account?’

As soon as you complete the first part of the application form we'll be able to provide an initial instant decision. If you've accurately provided your information in the application form, simply leave the rest to us. We'll process the information and aim to give you a decision in 60 seconds.

We are proud to say that we are a responsible lender and it’s really important to make sure we get the loan that’s right for you. In doing so we also need to make sure you can afford the loan and that your repayments are manageable.

Sometimes, if something doesn’t quite match, we might ask you for a bit more information such as copies of your payslips. If you are asked to do this, don’t worry, it doesn't mean we won’t accept your application. You can send this information by email and one of our expert Satsuma Customer Care Team will verify your income and use criteria provided to make a decision. This only affects a small number of our applicants, but as we say, it doesn't mean you won’t be accepted.

And since our application is mobile friendly you can do it on the move too.

What you'll need to complete your application:

To ensure you can complete your application, here’s what you’ll need:

  • A valid email address and mobile phone number
  • Address information  for the past three years
  • Your income and outgoings (expenditure)
  • Your bank account and debit card details
  • Be aged between 18 and 74
  • Be a UK resident
  • Not be bankrupt
  • Agree to a Satsuma Loans credit check

Representative example: £480 loan repayable over 9 months. 9 monthly repayments of £106.56. Rate of interest 133.1% p.a. fixed. Representative 535% APR. Total amount payable is £959.04