Note: Approval for a Satsuma Loan is subject to successful completion of affordability and identity checks. Satsuma Loans are only available to UK residents who are at least 18 years of age and have a valid UK bank account and debit card.

Everyone wants everything quickly these days. Increasingly, we want an application process online, using our phones or laptops and above all, we want the money in our bank account. However applying for a high cost short term loan should not be rushed into.

Representative 535%​ APR.

Warning: Late repayment can cause you serious money problems. For help, go to

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Check before you apply

Give us a few details and you'll find out in 60 seconds if you're likely to be accepted

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No matter the result, it won't affect your credit score unless you choose to apply

Complete a full application

If you choose to apply, we'll then run a full credit check which will leave a mark on your credit file

Why choose us?

No hidden fees

Only ever pay back the amount we agree upfront

Our reviews

Our customers rate us 4.68 out of 5., July 2019 

What are quick loans?

There are lots of loans available from different lenders, which can make the process of finding the right one a little difficult.  

The phrase 'quick loans' is perhaps mostly associated with payday loans. Unlike payday loans, which must be paid back in a single lump sum, other loans are available with longer payment terms that can be paid out just as quickly. These are often referred to as short term loans. They’re typically loans for small amounts, usually under £1,000, subject to affordability, and are repaid over a period between 3 months to a year.

A wide variety of leaders offer short term loans and you’ll find a whole raft of these products online.

How much can I borrow?

At Satsuma, as a new customer, you can apply to borrow between £100 and £1,000, subject to affordability. If you’re already a customer, you can apply for up to £2,000, subject to affordability.  

Obviously, the amount we agree is dependent on several factors, including what you need the money for and the amount you can afford to repay.

Before you make any commitment, you should use our loan calculator. Using the movable sliders in this loan calculator tool allows you to see how much interest you’ll be charged on the amount you’d like to borrow.

The calculator will also work out how much your repayments will be, depending on whether you choose monthly or weekly instalments.

Can I pay weekly?

With Satsuma, you have the choice of either a weekly or monthly repayment schedule. We believe this choice gives you greater flexibility and allows you to budget more effectively. 

If you’re paid weekly, it can make sense to repay your loan in smaller weekly instalments; vice-versa if you’re paid monthly.

Quick loans and benefits

If you’re on benefits, you can still apply for a Satsuma loan. What we’re interested in is whether you can comfortably afford to make your repayments, so we’re happy to receive loan applications even if you’re on a low income or benefits.

 If you are on benefits, you’ll need to provide us with an image of your benefits statement. We’ll ask you for this as part of your application. Don't worry, we’ll keep your application open for 30 days to give you plenty of time to send us a picture of your documents.   

We need the image to confirm your name, address and payment details, and we’ll need an image of each page. Photos from your smartphone will be fine or you can use a scanner if you have one.

How to apply for a Satsuma loan

If you’re considering a loan, you’ve used the calculator to work out how much your repayments will be, and you’ve decided on weekly or monthly repayments, you’re welcome to apply for a loan.

You’ll need some basic information as you go through the application including your:

  • Email address
  • Mobile number
  • Home addresses for the last three years
  • Details of regular income and outgoings

If you need any help or additional information just contact our Customer Care Team on 0800 694 0004.

You can begin your application by visiting this page.