Representative 535%​ APR.

Warning: Late repayment can cause you serious money problems. For help, go to

Why Should I use SmartCheck?.

Want to know if you’ll be accepted for a loan without putting a dent in your credit score? SmartCheck is the answer. You give us a few details and we’ll tell you if you can get a loan. Not only that, we’ll let you know how much you can borrow. Whatever the result, there’s no pressure to apply and zero affect on your credit score.   


Find out in 60 seconds


Won't affect your credit score


See what you could borrow


How does SmartCheck work?

We check your info

It's not a full application so we only need a few details

Protect your credit score

No matter the result, it won't affect your credit score

Give you your result

You'll find out in 60 seconds and we'll tell you how much you could borrow

Loans can be repaid over a period of 13 to 52 weeks depending on the loan term chosen at application. The maximum APR for a loan is 1575%.

* Approval for a Satsuma Loan is subject to successful completion of affordability, fraud, identity and money laundering checks. Satsuma Loans are only available to UK residents who are at least 18 years old and have a valid UK bank account and debit card.