Representative 535%​ APR.

Warning: Late repayment can cause you serious money problems. For help, go to

With Satsuma, you can find out how likely you are to be approved for a loan before you apply and without affecting your credit score.*

When you apply for credit, lenders carry out ‘hard’ credit searches before they agree to lend. This leaves a footprint on your credit file that other lenders can see. Too many footprints in a short period of time could affect your chances when applying for credit.

Satsuma initially uses a soft search to determine the likelihood of you receiving a loan before you apply. A full application does however require a credit check which leaves a mark on your credit file.

How does it work?

We check your info

It's not a full application so we only need a few details

Protect your credit score

No matter the result, it won't affect your credit score

Give you your result

You'll find out in 60 seconds and we'll tell you how much you could borrow

Loans can be repaid over a period of 13 to 52 weeks depending on the loan term chosen at application. The maximum APR for a loan is 1575%.

* Approval for a Satsuma Loan is subject to successful completion of affordability, fraud, identity and money laundering checks. Satsuma Loans are only available to UK residents who are at least 18 years old and have a valid UK bank account and debit card.