Made any New Year’s resolutions? Broken them yet? The secret to a good New Year’s resolution is to think of something that’s achievable, and will have a positive impact on your life. If you’re stuck for ideas, here’s a few to get you started.

Spend more time with family

When did we all get so busy? The long hours at work… time-consuming commutes… keeping on top of household chores… maybe a school run… It’s tough to find time for shared family fun. So it’s more important than ever that we make the effort to do just that.

The secret is to find something everyone enjoys. That could be watching a movie, playing sport, or just enjoying a family dinner. A traditional Sunday roast is the perfect way to bring everyone together, even if it’s just for an hour or two. And whether it’s every week or just once a month, make it a routine that everyone sticks to.

Don’t take on all the work yourself – get everyone to share the chores. Because they’ll enjoy those roast potatoes even more if they’ve helped to peel them!

Fix your finances

Most of us emerge from the Christmas period with our bank balance battered and bruised. So New Year is the perfect time to repair the damage by trimming your monthly spend. And it’s easier than you might think.

First, check you’re getting the best possible deal on your gas and electricity. According to comparison website uSwitch, some customers can save over £600 a year by changing suppliers ( 08/12/2016). Switching is easy – they do all the hard work for you, so it’s a real no-brainer.

Next, check what you’re paying for your broadband, TV and phone. If you’re not on the best-value deal, switch. And while you’re at it, consider which package you’re on. Do you really need all those TV channels? If you’re paying for any services you rarely use, downgrading can save you even more.

Set some life goals

It’s human nature to seek out challenges, and when we don’t have any, we can lose our way a little. So if you’re lacking specific goals, take a minute to think about what you’d like to improve in your life. Or maybe an ambition you’d like to fulfil.

It could be something huge… like writing a book, running a marathon, or climbing Mount Everest. Or something not so huge… like reading a book, running a mile, or climbing Mount Snowdon.  The secret is to choose a goal that’s achievable, but will stretch you.

There’s no better feeling than reaching a goal. And if it makes you fitter or faster in the process, then you may get the taste for more. And who knows, once you’ve reached Snowdon’s peak, you might feel like setting your sights a little higher.

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