1. The Promoter of the Promotion is Satsuma Loans, a trading name of Provident Personal Credit Limited, No 1 Godwin Street, Bradford, West Yorkshire BD1 2SU (“the Promoter”).
  2. This free prize draw is open to UK residents aged 18 or over, excluding employees of Provident Financial plc or any of its subsidiary companies, their families or anyone else connected with the Promotion.
  3. Entry into the competition shall constitute deemed acceptance of these terms and conditions so please read them carefully before entering the Promotion.
  4. The Promotion is in no way sponsored, endorsed, administered by or associated with: Facebook, Twitter or Love2Shop. You are providing your information to the Promoter only.
  5. There is no entry fee and no purchase is necessary to enter this competition.
  6. Only one entry per person. Multiple entries will not be accepted.
  7. The Promotion starts at 12pm (GMT) on Monday 18th December 2017 and ends at 11.59pm (GMT) on Sunday 24th December 2017.
  8. The promotion is featured on Facebook and Twitter. To enter on Facebook, you must like, share and comment on the competition post and tell us when you start planning for Christmas; do you plan ahead or will you be having a last minute rush?. To enter on Twitter you must retweet and reply to the competition tweet and tell us when you start planning for Christmas; do you plan ahead or will you be having a last minute rush?
  9. Entries must be received before 11.59pm (GMT) on Sunday 24th Entries received after this date and time will not be valid.
  10. There will be three winners who will be selected at random by an independent third party on Wednesday 27th December 2017 from all of the entries on Facebook and Twitter. The winners will be contacted after the draw on Wednesday 27th December 2017 via Facebook or Twitter depending on the method of entry.
  11. Each winner will receive a £100 Love2Shop voucher. Details of Love2shop and what the voucher can be spent on can be found here: http://bit.ly/1OCfy72
  12. If the Promoter does not receive a response from the winner within 72 hours of its first attempt at contact, or the winner rejects their prize, or the entry is subsequently found to be invalid or in breach of these terms and conditions, the winner’s prize will be forfeited and the Promoter shall be entitled to randomly select another winner from the entries on Facebook and Twitter.
  13. The Promoter accepts no responsibility for any costs associated with the prize that are not specifically included in the prize.
  14. The Promoter reserves the right to substitute a prize of the same or higher value should the original prize become unavailable for circumstances beyond its reasonable control. The prize is non-exchangeable, non-transferable, and is not redeemable for cash or other prizes.
  15. The Promoter reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, this competition with or without prior notice due to reasons outside its control.
  16. The Promoter will not be liable for any failure of receipt of entries and takes no responsibility for entries that are lost, delayed, illegible, corrupted, damaged, incomplete or otherwise invalid.
  17. The Promoter accepts no responsibility for any damage, loss, liabilities, injury or disappointment incurred or suffered as a result of entering the competition or accepting the prize. Nothing shall exclude the liability of the Promoter for death or personal injury as a result of its negligence.
  18. If any provision of these terms and conditions is held invalid by any law, rule, order or regulation of any government, or by the final determination of any court of a competent jurisdiction, such invalidity shall not affect the enforceability of any other provisions.
  19. The decision of the Promoter or the independent third party regarding any aspect of the prize draw is final and binding and no correspondence will be entered into about it.
  20. The Promotion is governed by the law of England & Wales and is subject to the exclusive jurisdiction of the English courts.
  21. Personal data supplied during the course of the Promotion may be passed on to third party suppliers only insofar as required for fulfilment/delivery/arrangement of the prize.
  22. For details of the winner, please send a stamped self-addressed envelope to Media and Communications, Provident Personal Credit Limited, 1 Godwin Street, Bradford, West Yorkshire BD1 2SU within 28 days following the closing date of the prize draw.